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About Us

What is Banking Texas Style?

Texas is one big state made up of a lot of very different people. It’s vast, diverse, and always growing. It’s wide-open and open for business. Commercial Bank of Texas has been helping Texans invest in themselves since 1901. The world has changed a lot since then, but there are some things we refuse to change. We believe in treating people with respect. We believe in friendly, personal service. We believe in using the right tool for the job. We believe in building strong communities one family, one business, one home, one customer at a time.

Changing with the times but never changing our core values. That’s Banking Texas Style.

Who is CBTx?

Commercial Bank of Texas, a full-service community bank that offers personal and business banking while investing in the people we serve and the places we live.

“The Bank can prosper only as the community prospers.”
– Thomas W. Baker, former CBTx bank president

Commercial Bank of Texas was founded in 1901 in the historic town of Nacogdoches, Texas with a clear vision: to become the financial cornerstone of the community by providing a path to prosperity for the people who live there. A lot has changed over the last century, but that guiding principle has not. We have kept it in mind as we have grown, and it has informed every decision we have made as we have expanded across the Lone Star state.

CBTx is a true hometown bank with strong Texas roots, and we offer a wide range of services. If you need a mortgage or financing for your business, our loans fit like your favorite pair of boots, and we handle everything from personal checking and saving accounts to many types of investment services and insurance.

CBTx is Mission Driven to be intensely focused on customer satisfaction, personnel development, community service and shareholder value.


The CBTx vision is to be the premier community-focused financial services organization – right products, right people, right reasons.


If you’ve never experienced Banking Texas Style, there’s never been a better time to try it! You’ll find a full staff of friendly faces just waiting to lend you a hand.

2020 Annual Report

2020 Audited Financials

Commercial Bank of Texas, N.A

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