Merchant Services

Why Accept Debit/Credit Cards?

Studies indicate that sales and profits increase by as much as 30% when a merchant begins accepting credit/debit cards.

  • Average sales amounts increase when a customer pays with a credit/debit card and people are more inclined to "upgrade".
  • Accepting credit/debit cards will undoubtedly increase a businesses' credibility.
  • Most consumers now prefer to use debit/credit cards instead of writing checks.
  • Bad check collections are cut back. In fact, the elimination of bad check losses may offset the cost of this service!

24 Hour Set Up & 24 Hour Funding

In many cases, we can have your equipment set up and processing credit/debit card transactions with CBTx Merchant Services within 24 hours of your application being approved¹. Plus, with a CBTx business checking account, your funds may be processed and deposited into your CBTx business checking account within 24 hours¹.

Call a CBTx Business Development Officer for more details.

How Much Does the Equipment Cost?

CBTx can provide the required machines or software starting at just $200.  All hardware and software purchased from CBTx includes a six month warranty. Payment plans are available to approved customers for up to three months.

We also offer refurbished terminals. These units do not have a warranty.

Why is CBTx my Best Choice?

Because not only do we offer credit/debit card processing services, we also offer:

  • Flat rate monthly pricing with CBTx TransFreedom
  • Mobile processing solutions with ProcessNow Mobile Payments 
  • The latest in check processing solutions
  • Easy to follow online reporting and statements
  • Website processing and shopping cart integration

Our local service technicians are available and close by should you ever encounter an unexpected problem. CBTx representatives handle all on-site troubleshooting, plus there is a 24-hour help desk for after-hours problems.

Pricing structures vary for each type of business, so give us a call for a free merchant services consultation and statement analysis.  You'll be glad you did!

For more information, contact any one of our CBTx Business Development Officers:


Michelle Briley
Angelina County
(936) 633-5807

Stacy Jacobs
Nacogdoches County
(936) 715-4135



Toll Free (800) 723-7601

Info Center

Need Help? 
Call our Technical Assistance line at (800) 723-7601 during normal business hours or call our 24 hour Help Desk at (800) 654-9256

¹Some restrictions may apply